Steps 8-15: consistency pass — subheading, spacing, dividers, Link atom

- CrematoriumStep: body1 subheading, mb:5, section dividers between questions
- CemeteryStep, CoffinDetailsStep, AdditionalServicesStep, SummaryStep: mb:5
- CoffinDetailsStep: body1 subheading
- PaymentStep: mb:5, Link atom for terms links (replaces Box component=a)
- ConfirmationStep: Link atom for phone number

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

src/components/pages/CrematoriumStep/CrematoriumStep.tsx

@@ -149,7 +149,7 @@ export const CrematoriumStep: React.FC<CrematoriumStepProps> = ({
         Crematorium
       </Typography>
 
-      <Typography variant="body2" color="text.secondary" sx={{ mb: 4 }}>
+      <Typography variant="body1" color="text.secondary" sx={{ mb: 5 }}>
         {isPrePlanning
           ? 'Review the crematorium details. You can update this later.'
           : 'Confirm the crematorium and let us know about any preferences.'}
@@ -244,6 +244,8 @@ export const CrematoriumStep: React.FC<CrematoriumStepProps> = ({
           )}
         </Box>
 
+        <Divider sx={{ my: 4 }} />
+
         {/* ─── Witness / attendance question ─── */}
         <FormControl component="fieldset" sx={{ mb: 4, display: 'block' }}>
           <FormLabel component="legend" sx={{ mb: 0.5 }}>
@@ -274,23 +276,28 @@ export const CrematoriumStep: React.FC<CrematoriumStepProps> = ({
 
         {/* ─── Priority / timing preference (optional, provider-specific) ─── */}
         {priorityOptions.length > 0 && (
-          <TextField
-            select
-            label="Cremation timing preference"
-            value={values.priority}
-            onChange={(e) => handleFieldChange('priority', e.target.value)}
-            placeholder="Select timing preference (optional)"
-            fullWidth
-            sx={{ mb: 3 }}
-          >
-            {priorityOptions.map((opt) => (
-              <MenuItem key={opt.value} value={opt.value}>
-                {opt.label}
-              </MenuItem>
-            ))}
-          </TextField>
+          <>
+            <Divider sx={{ my: 4 }} />
+            <TextField
+              select
+              label="Cremation timing preference"
+              value={values.priority}
+              onChange={(e) => handleFieldChange('priority', e.target.value)}
+              placeholder="Select timing preference (optional)"
+              fullWidth
+              sx={{ mb: 3 }}
+            >
+              {priorityOptions.map((opt) => (
+                <MenuItem key={opt.value} value={opt.value}>
+                  {opt.label}
+                </MenuItem>
+              ))}
+            </TextField>
+          </>
         )}
 
+        <Divider sx={{ my: 4 }} />
+
         {/* ─── Special instructions ─── */}
         <FormControl component="fieldset" sx={{ mb: 3, display: 'block' }}>
           <FormLabel component="legend" sx={{ mb: 1 }}>